credit for your plans
Do you have plans to buy a car or do you need financing for your needs? No matter what your plans are – we support you with the best conditions.
desired amount
Apply for a personal loan online now
Thats how it works
Personal loan requirements
- Persons between 18 and 64 years of age
- permanent employment
- For temporary employees – you must have been employed for more than 6 months.
- Good credit
- Residence in Switzerland and Liechtenstein – Swiss and foreigners with B and C permits.
- Place of residence Germany, France Italy, Austria – with ID card G
Three steps to your loan
- Apply for a loan online: In the loan application, enter the desired amount and term, click: Continue to the loan application and fill out the personal loan form – we will help you with what is missing after we receive your application.
- Loan decision: After a thorough examination of the documents you have submitted, you will immediately receive a decision and at the same time we will send you the definitive loan offer.
- Receive loan agreement: If you accept the loan offer, we transfer the loan amount to your account.
The most important things at a glance for personal loans.
interest rates and terms
The exact interest rate is calculated from the information you provide in the loan application.
Interest rate: 2.9% to 4.9%
Terms: 12 to 120 months
Loan amount: CHF 1,000 to CHF 450,000
Calculation example
Loan amount: CHF 10,000
Term: 12 months
The interest (total costs) is between CHF 187.60 and CHF 523.30
Effective Interest Rate 2.9% – 4.9%
Processing fees: CHF 0.-
Frequently asked questions
What is a personal loan?
Private Loans
Private loan (private loan) means the same loan for private persons (private customer).
Apply as individuals
Private customers are usually employees or private individuals who do not run their own business (who are not self-employed).
What requirements must be met in order for me to take out a loan?
Take out a Swiss online loan
To take out a loan in Switzerland, you must be between 18 and 64 years old, Swiss or foreigner with a B, C or G residence permit and have a good credit rating.
Who can give me a private loan?
Take out a cheap personal loan at onlinekredit-schweiz.ch
You can get a loan from us safely and on extremely good terms – if you meet the requirements (with good creditworthiness and no negative
ZEK entry).
What is the maximum amount of a personal loan?
The installment loan is granted up to a maximum of CHF 80,000 for financing such as a personal loan to realize your plans, to buy a holiday home or a car… up to 450,000.-.
Large
loans of 80,000 or more are usually paid out more quickly within 1-3 days
What do you need for a personal loan?
What do I need for a personal loan Switzerland?
In order for you to be able to apply for a personal loan, information about yourself and information about your income and expenses is required. You enter this data directly into our application form.
When does a personal loan make sense?
If you need financing or want to buy something valuable…