{"id":2352,"date":"2022-12-23T01:25:31","date_gmt":"2022-12-23T01:25:31","guid":{"rendered":"https:\/\/www.onlinekredit-schweiz.ch\/?page_id=2352"},"modified":"2025-05-05T00:37:05","modified_gmt":"2025-05-05T00:37:05","slug":"privatkredit","status":"publish","type":"page","link":"https:\/\/www.onlinekredit-schweiz.ch\/en\/privatkredit\/","title":{"rendered":"Cheap personal loan Switzerland \u2013 apply immediately from 2.9%"},"content":{"rendered":"<div class=\"style-833 style-local-2352-c1 position-relative\" data-colibri-id=\"2352-c1\">\r\n<div id=\"kredit-beantragen\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-834 style-local-2352-c2 position-relative\" data-colibri-component=\"section\" data-colibri-id=\"2352-c2\">\r\n<div class=\"h-section-grid-container h-section-boxed-container\">\r\n<div class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-1 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-1 style-835 style-local-2352-c3 position-relative\" data-colibri-id=\"2352-c3\">\r\n<div class=\"background-wrapper\">\r\n<div class=\"background-layer background-layer-media-container-lg\">\r\n<div class=\"overlay-layer\">\r\n<div class=\"overlay-image-layer\" style=\"background-image: linear-gradient(120deg, rgba(132, 250, 176, 0.8) 0%, rgba(143, 211, 244, 0.8) 100%);\">&nbsp;<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"background-layer background-layer-media-container-md\">\r\n<div class=\"overlay-layer\">\r\n<div class=\"overlay-image-layer\" style=\"background-image: linear-gradient(120deg, rgba(132, 250, 176, 0.8) 0%, rgba(143, 211, 244, 0.8) 100%);\">&nbsp;<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"background-layer background-layer-media-container\">\r\n<div class=\"overlay-layer\">\r\n<div class=\"overlay-image-layer\" style=\"background-image: linear-gradient(120deg, rgba(132, 250, 176, 0.8) 0%, rgba(143, 211, 244, 0.8) 100%);\">&nbsp;<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-row justify-content-lg-start justify-content-md-center justify-content-start align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-1 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-1\">\r\n<div class=\"h-column h-column-container d-flex h-col-lg h-col-md-auto h-col-auto style-929-outer style-local-2352-c4-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-929 style-local-2352-c4 position-relative\" data-colibri-id=\"2352-c4\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-end align-self-md-end align-self-end\">\r\n<div class=\"h-text h-text-component style-930 style-local-2352-c5 position-relative h-element\" data-colibri-id=\"2352-c5\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">credit for your plans<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-932 style-local-2352-c6 position-relative h-element\" data-colibri-id=\"2352-c6\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Do you have plans to buy a car or do you need financing for your needs? No matter what your plans are &#8211; we support you with the best conditions.<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-836-outer style-local-2352-c7-outer\" data-aos=\"fadeInUp\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-836 style-local-2352-c7 position-relative\" data-colibri-id=\"2352-c7\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-auto align-self-lg-start align-self-md-start align-self-start\">\r\n<div class=\"h-text h-text-component style-837 style-local-2352-c8 position-relative h-element\" data-colibri-id=\"2352-c8\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">desired amount<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"style-838 style-local-2352-c9 position-relative h-element\" data-colibri-id=\"2352-c9\">\r\n<div class=\"h-global-transition-all h-global-transition h-global-transition-all h-contact-form-shortcode\"><span style=\"vertical-align: inherit;\"><p><script src=\"https:\/\/www.onlinekredit-schweiz.ch\/script\/rechner.js\"><\/script><\/p>\r\n<form method=\"POST\" name=\"rechnungz\">\r\n<p><input id=\"betragz\" name=\"betrag1\" type=\"text\" value=\"30000\" placeholder=\"Shuma...\" onclick=\"javascript:loeschen(this)\" onchange=\"return berechnung()\" style=\"text-align: center; width: 100%\"><\/p>\r\n<select id=\"zeitz\" name=\"zeit1\" onchange=\"berechnungz()\" style=\"width: 100%\">\r\n<option value=\"12\">12 Months &#8211; Duration<\/option>\r\n<option value=\"24\">24 Months &#8211; Duration<\/option>\r\n<option value=\"36\">36 Months &#8211; Duration<\/option>\r\n<option value=\"48\">48 Months &#8211; Duration<\/option>\r\n<option value=\"60\">60 Months &#8211; Duration<\/option>\r\n<option value=\"72\">72 Months &#8211; Duration<\/option>\r\n<option selected=\"selected\" value=\"84\">84 Months &#8211; Duration<\/option>\r\n<option value=\"96\">96 Months &#8211; Duration<\/option>\r\n<option value=\"108\">108 Months &#8211; Duration<\/option>\r\n<option value=\"120\">120 Months &#8211; Duration<\/option>\r\n<\/select><br><input id=\"zins\" name=\"zins1\" type=\"hidden\" value=\"2.9\">\r\n<input type=\"button\" value=\" Calculate \" name=\"rechnen\" onclick=\"berechnungz()\" style=\"width: 100%\">\r\n<\/form><form action=\"https:\/\/www.onlinekredit-schweiz.ch\/english\/antrag\/\" method=\"POST\" name=\"ergebnisz\" target=\"_top\"><input id=\"zeitz\" name=\"Laufzeit\" size=\"5\" type=\"hidden\"><input id=\"betragz\" name=\"Betrag\" size=\"5\" type=\"hidden\">\r\n<p><label>Monthly rate at 2.9%:<\/label><br><input id=\"ratez\" name=\"Rate\" type=\"text\" value=\"394.54\" style=\"text-align: center; width: 100%\"><\/p>\r\n<p><input type=\"submit\" value=\"Apply for the credit\" onclick=\"berechnungz()\"><\/p>\r\n<\/form>\r\n<br><\/span><\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-839-outer style-local-2352-c10-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-839 style-local-2352-c10 position-relative\" data-colibri-id=\"2352-c10\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\r\n<div class=\"style-840 style-local-2352-c11 position-relative h-element\" data-colibri-id=\"2352-c11\">&nbsp;<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div id=\"content\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-944 style-local-2352-c12 position-relative\" data-colibri-component=\"section\" data-colibri-id=\"2352-c12\">\r\n<div class=\"h-section-grid-container h-section-boxed-container\">\r\n<div class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-2 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-945 style-local-2352-c13 position-relative\" data-colibri-id=\"2352-c13\">\r\n<div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-2 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-946-outer style-local-2352-c14-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-2 v-inner-lg-0 v-inner-md-0 v-inner-2 style-946 style-local-2352-c14 position-relative\" data-colibri-id=\"2352-c14\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\r\n<div class=\"h-global-transition-all h-heading style-947 style-local-2352-c15 position-relative h-element\" data-colibri-id=\"2352-c15\">\r\n<div class=\"h-heading__outer style-947 style-local-2352-c15\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">Apply for a personal loan online now<\/span><\/h2>\r\n<\/div>\r\n<\/div>\r\n<div class=\"icon-list d-flex justify-content-lg-center justify-content-md-center justify-content-center style-953 style-local-2352-c16 position-relative h-element\" data-colibri-id=\"2352-c16\">\r\n<ul class=\"ul-list-icon vertical-on-desktop vertical-on-tablet vertical-on-mobile justify-content-lg-center justify-content-md-center justify-content-center\">\r\n \t<li class=\"list-item no-gutters\">\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center first-el-spacer\">&nbsp;<\/div>\r\n&nbsp;\r\n<div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\r\n<div class=\"d-flex\"><span class=\"h-svg-icon style-953-icon style-local-2352-c16-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\r\n\r\n<\/span><\/div>\r\n<span class=\"list-text d-block\"><span style=\"vertical-align: inherit;\">Best conditions: interest 2.9% to 4.9%<\/span><\/span>\r\n\r\n<\/div>\r\n&nbsp;\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">&nbsp;<\/div><\/li>\r\n \t<li class=\"list-item no-gutters\">\r\n<div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\r\n<div class=\"d-flex\"><span class=\"h-svg-icon style-953-icon style-local-2352-c16-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\r\n\r\n<\/span><\/div>\r\n<span class=\"list-text d-block\"><span style=\"vertical-align: inherit;\">Amounts from CHF 1,000 to CHF 450,000<\/span><\/span>\r\n\r\n<\/div>\r\n&nbsp;\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">&nbsp;<\/div><\/li>\r\n \t<li class=\"list-item no-gutters\">\r\n<div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\r\n<div class=\"d-flex\"><span class=\"h-svg-icon style-953-icon style-local-2352-c16-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\r\n\r\n<\/span><\/div>\r\n<span class=\"list-text d-block\"><span style=\"vertical-align: inherit;\">Terms from 12 to 120 months<\/span><\/span>\r\n\r\n<\/div>\r\n&nbsp;\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">&nbsp;<\/div><\/li>\r\n \t<li class=\"list-item no-gutters\">\r\n<div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\r\n<div class=\"d-flex\"><span class=\"h-svg-icon style-953-icon style-local-2352-c16-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\r\n\r\n<\/span><\/div>\r\n<span class=\"list-text d-block\"><span style=\"vertical-align: inherit;\">The possibility of early repayment is possible<\/span><\/span>\r\n\r\n<\/div>\r\n&nbsp;\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">&nbsp;<\/div><\/li>\r\n \t<li class=\"list-item no-gutters\">\r\n<div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\r\n<div class=\"d-flex\"><span class=\"h-svg-icon style-953-icon style-local-2352-c16-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\r\n\r\n<\/span><\/div>\r\n<span class=\"list-text d-block\"><span style=\"vertical-align: inherit;\">Installment protection in the event of unemployment through no fault of your own or incapacity to work<\/span><\/span>\r\n\r\n<\/div>\r\n&nbsp;\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\" style=\"display: none;\">&nbsp;<\/div>\r\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center last-el-spacer\">&nbsp;<\/div><\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"h-x-container style-949 style-local-2352-c17 position-relative h-element\" data-colibri-id=\"2352-c17\">\r\n<div class=\"h-x-container-inner style-dynamic-2352-c17-group style-949-spacing style-local-2352-c17-spacing\"><span class=\"h-button__outer style-950-outer style-local-2352-c18-outer d-inline-flex h-element\"><a class=\"d-flex w-100 align-items-center h-button justify-content-lg-center justify-content-md-center justify-content-center style-950 style-local-2352-c18 position-relative\" href=\"https:\/\/www.onlinekredit-schweiz.ch\/english\/antrag\/\" data-colibri-id=\"2352-c18\"><span style=\"vertical-align: inherit;\">Apply now<\/span><\/a>\r\n<\/span><\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-951-outer style-local-2352-c19-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-2 h-px-0 v-inner-lg-0 v-inner-md-2 v-inner-0 style-951 style-local-2352-c19 position-relative\" data-colibri-id=\"2352-c19\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\r\n<div class=\"d-block style-952 style-local-2352-c20 position-relative h-element\" data-colibri-id=\"2352-c20\">\r\n<div class=\"h-image__frame-container-outer\">\r\n<div class=\"h-image__frame-container\">\r\n\r\n<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" class=\"wp-image-2355 style-952-image style-local-2352-c20-image\" src=\"https:\/\/www.onlinekredit-schweiz.ch\/wp-content\/uploads\/2022\/12\/privatkredit.jpg\" alt=\"Privatkredit Schweiz\" srcset=\"https:\/\/www.onlinekredit-schweiz.ch\/wp-content\/uploads\/2022\/12\/privatkredit.jpg 600w, https:\/\/www.onlinekredit-schweiz.ch\/wp-content\/uploads\/2022\/12\/privatkredit-300x300.jpg 300w, https:\/\/www.onlinekredit-schweiz.ch\/wp-content\/uploads\/2022\/12\/privatkredit-150x150.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>\r\n<div class=\"h-image__frame h-hide-sm style-952-frameImage style-local-2352-c20-frameImage\">&nbsp;<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div id=\"custom\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-955 style-local-2352-c21 position-relative\" data-colibri-component=\"section\" data-colibri-id=\"2352-c21\">\r\n<div class=\"h-section-grid-container h-section-boxed-container\">\r\n<div class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-956 style-local-2352-c22 position-relative\" data-colibri-id=\"2352-c22\">\r\n<div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-957-outer style-local-2352-c23-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-957 style-local-2352-c23 position-relative\" data-colibri-id=\"2352-c23\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\r\n<div class=\"h-accordion style-958 style-local-2352-c24 position-relative h-element\" data-toggle=\"true\" data-is-preview=\"true\" data-colibri-component=\"accordion\" data-colibri-id=\"2352-c24\">\r\n<div class=\"h-accordion-item h-accordion-item-first-child style-961 style-local-2352-c25 position-relative h-element\" data-colibri-id=\"2352-c25\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c25\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">Thats how it works<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c25\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-969 style-local-2352-c26 position-relative h-element\" data-colibri-id=\"2352-c26\">\r\n<div class=\"h-heading__outer style-969 style-local-2352-c26\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">Personal loan requirements<\/span><\/h2>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-970 style-local-2352-c27 position-relative h-element\" data-colibri-id=\"2352-c27\">\r\n<div class=\"\">\r\n<ul>\r\n \t<li><span style=\"vertical-align: inherit;\">Persons between 18 and 64 years of age<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">permanent employment<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">For temporary employees \u2013 you must have been employed for more than 6 months.<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">Good credit<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">Residence in Switzerland <\/span><span style=\"font-weight: 400; font-size: 20px; font-family: 'Open Sans'; color: #24282a;\"><span style=\"vertical-align: inherit;\">&nbsp;and<\/span><\/span><span style=\"vertical-align: inherit;\"> Liechtenstein&nbsp; <\/span><span style=\"font-weight: 400; font-size: 20px; font-family: 'Open Sans'; color: #24282a;\"><span style=\"vertical-align: inherit;\">\u2013&nbsp;<\/span><\/span><span style=\"vertical-align: inherit;\"> Swiss <\/span>\r\n<span style=\"vertical-align: inherit;\">and foreigners with B and C permits.<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">Place of residence Germany, France Italy, Austria &#8211; with ID card G<\/span><\/li>\r\n<\/ul>\r\n&nbsp;\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-global-transition-all h-heading style-968 style-local-2352-c28 position-relative h-element\" data-colibri-id=\"2352-c28\">\r\n<div class=\"h-heading__outer style-968 style-local-2352-c28\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">Three steps to your loan<\/span><\/h2>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-962 style-local-2352-c29 position-relative h-element\" data-colibri-id=\"2352-c29\">\r\n<div class=\"\">\r\n<ol>\r\n \t<li><span style=\"vertical-align: inherit;\">Apply for a loan online: In the loan application, enter the desired amount and term, click: Continue to the loan application and fill out the personal loan <\/span>\r\n<a class=\"customize-unpreviewable\" href=\"https:\/\/www.onlinekredit-schweiz.ch\/english\/antrag\/\"><span style=\"vertical-align: inherit;\">form<\/span><\/a><span style=\"vertical-align: inherit;\"> &#8211; we will help you with what is missing after we receive your application.<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">Loan decision: After a thorough examination of the documents you have submitted, you will immediately receive a decision and at the same time we will send you the definitive loan offer.<\/span><\/li>\r\n \t<li><span style=\"vertical-align: inherit;\">Receive loan agreement: If you accept the loan offer, we transfer the loan amount to your account.<\/span><\/li>\r\n<\/ol>\r\n&nbsp;\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-959 style-local-2352-c30 position-relative h-element\" data-colibri-id=\"2352-c30\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c30\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">The most important things at a glance for personal loans.<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c30\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-966 style-local-2352-c31 position-relative h-element\" data-colibri-id=\"2352-c31\">\r\n<div class=\"h-heading__outer style-966 style-local-2352-c31\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">interest rates and terms<\/span><\/h2>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-960 style-local-2352-c32 position-relative h-element\" data-colibri-id=\"2352-c32\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">The exact interest rate is calculated from the information you provide in the loan application.<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-965 style-local-2352-c33 position-relative h-element\" data-colibri-id=\"2352-c33\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Interest rate: 2.9% to 4.9%<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Terms: 12 to 120 months<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Loan amount: CHF 1,000 to CHF 450,000<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-global-transition-all h-heading style-971 style-local-2352-c34 position-relative h-element\" data-colibri-id=\"2352-c34\">\r\n<div class=\"h-heading__outer style-971 style-local-2352-c34\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">Calculation example<\/span><\/h2>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-979 style-local-2352-c35 position-relative h-element\" data-colibri-id=\"2352-c35\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Loan amount: CHF 10,000<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Term: 12 months<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">The interest (total costs) is between CHF 187.60 and CHF 523.30<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Effective Interest Rate 2.9% \u2013 4.9%<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Processing fees: CHF 0.-<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-963 style-local-2352-c36 position-relative h-element\" data-colibri-id=\"2352-c36\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c36\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">Frequently asked questions<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Ionicons (https:\/\/ionicons.com)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c36\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-accordion style-985 style-local-2352-c37 position-relative h-element\" data-toggle=\"true\" data-is-preview=\"true\" data-colibri-component=\"accordion\" data-colibri-id=\"2352-c37\">\r\n<div class=\"h-accordion-item h-accordion-item-first-child style-990 style-local-2352-c38 position-relative h-element\" data-colibri-id=\"2352-c38\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c38\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">What is a personal loan?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c38\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-1013 style-local-2352-c39 position-relative h-element\" data-colibri-id=\"2352-c39\">\r\n<div class=\"h-heading__outer style-1013 style-local-2352-c39\">\r\n<h4 class=\"\"><span style=\"vertical-align: inherit;\">Private Loans<\/span><\/h4>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-991 style-local-2352-c40 position-relative h-element\" data-colibri-id=\"2352-c40\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Private loan (private loan) means the same loan for private persons (private customer).<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-global-transition-all h-heading style-1014 style-local-2352-c41 position-relative h-element\" data-colibri-id=\"2352-c41\">\r\n<div class=\"h-heading__outer style-1014 style-local-2352-c41\">\r\n<h4 class=\"\"><span style=\"vertical-align: inherit;\">Apply as individuals<\/span><\/h4>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-1009 style-local-2352-c42 position-relative h-element\" data-colibri-id=\"2352-c42\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Private customers are usually employees or private individuals who do not run their own business (who are not self-employed).<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-1011 style-local-2352-c43 position-relative h-element\" data-colibri-id=\"2352-c43\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c43\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">What requirements must be met in order for me to take out a loan?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c43\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-1015 style-local-2352-c44 position-relative h-element\" data-colibri-id=\"2352-c44\">\r\n<div class=\"h-heading__outer style-1015 style-local-2352-c44\">\r\n<h4 class=\"\"><span style=\"vertical-align: inherit;\">Take out a Swiss online loan<\/span><\/h4>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-1012 style-local-2352-c45 position-relative h-element\" data-colibri-id=\"2352-c45\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">To take out a loan in Switzerland, you must be between 18 and 64 years old, Swiss or foreigner with a B, C or G residence permit and have a good credit rating.<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-986 style-local-2352-c46 position-relative h-element\" data-colibri-id=\"2352-c46\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c46\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">Who can give me a private loan?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c46\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-980 style-local-2352-c47 position-relative h-element\" data-colibri-id=\"2352-c47\">\r\n<div class=\"h-heading__outer style-980 style-local-2352-c47\">\r\n<h2 class=\"\"><span style=\"vertical-align: inherit;\">Take out a cheap personal loan at&nbsp; <\/span>\r\n<a href=\"https:\/\/www.onlinekredit-schweiz.ch\"><span style=\"vertical-align: inherit;\">onlinekredit-schweiz.ch<\/span><\/a><\/h2>\r\n&nbsp;\r\n\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-974 style-local-2352-c48 position-relative h-element\" data-colibri-id=\"2352-c48\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">You can get a loan from us safely and on extremely good terms &#8211; if you meet the requirements (with good creditworthiness and no negative <\/span>\r\n<a href=\"https:\/\/www.zek.ch\/de-ch\/kredit-leasingnehmer\" target=\"_blank\" rel=\"noopener\"><span style=\"vertical-align: inherit;\">ZEK<\/span><\/a><span style=\"vertical-align: inherit;\"> entry).<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-988 style-local-2352-c49 position-relative h-element\" data-colibri-id=\"2352-c49\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c49\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">What is the maximum amount of a personal loan?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c49\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-text h-text-component style-976 style-local-2352-c50 position-relative h-element\" data-colibri-id=\"2352-c50\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">The installment loan is granted up to a maximum of CHF 80,000 for financing such as a personal loan to realize your plans, to buy a holiday home or a car&#8230; up to 450,000.-.<\/span>\r\n\r\n<span style=\"vertical-align: inherit;\">Large <\/span>\r\n<a href=\"https:\/\/www.onlinekredit-schweiz.ch\/expresskredit\"><span style=\"vertical-align: inherit;\">loans of 80,000 or more are usually paid<\/span><\/a><span style=\"vertical-align: inherit;\"> out more quickly within 1-3 days<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-995 style-local-2352-c51 position-relative h-element\" data-colibri-id=\"2352-c51\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c51\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">What do you need for a personal loan?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c51\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-global-transition-all h-heading style-1018 style-local-2352-c52 position-relative h-element\" data-colibri-id=\"2352-c52\">\r\n<div class=\"h-heading__outer style-1018 style-local-2352-c52\">\r\n<h3 class=\"\"><span style=\"vertical-align: inherit;\">What do I need for a personal loan Switzerland?<\/span><\/h3>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-text h-text-component style-997 style-local-2352-c53 position-relative h-element\" data-colibri-id=\"2352-c53\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">In order for you to be able to apply for a personal loan, information about yourself and information about your income and expenses is required. You enter this data directly into our application form.<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-accordion-item style-998 style-local-2352-c54 position-relative h-element\" data-colibri-id=\"2352-c54\">\r\n<a class=\"h-accordion-item-title d-flex align-items-center h-global-transition\" href=\"#2352-c54\" data-open-by-default=\"false\">\r\n<span style=\"vertical-align: inherit;\">When does a personal loan make sense?<\/span><\/a>\r\n<div class=\"h-accordion-item-title-normal-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n<div class=\"h-accordion-item-title-active-icon h-accordion-item-title-icon h-accordion-item-title-icon-right\"><span class=\"h-svg-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><\/span><\/div>\r\n&nbsp;\r\n<div id=\"2352-c54\" class=\"h-accordion-item-content__container\">\r\n<div class=\"w-100 h-y-container h-accordion-item-content\">\r\n<div class=\"h-text h-text-component style-999 style-local-2352-c55 position-relative h-element\" data-colibri-id=\"2352-c55\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">If you need financing or want to buy something valuable&#8230;<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div id=\"blank\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1000 style-local-2352-c56 position-relative\" data-colibri-component=\"section\" data-colibri-id=\"2352-c56\">\r\n<div class=\"h-section-grid-container h-section-boxed-container\">\r\n<div class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-1001 style-local-2352-c57 position-relative\" data-colibri-id=\"2352-c57\">\r\n<div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1002-outer style-local-2352-c58-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1002 style-local-2352-c58 position-relative\" data-colibri-id=\"2352-c58\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\r\n<div class=\"h-global-transition-all h-heading style-1016 style-local-2352-c59 position-relative h-element\" data-colibri-id=\"2352-c59\">\r\n<div class=\"h-heading__outer style-1016 style-local-2352-c59\">\r\n<h5 class=\"\"><span style=\"vertical-align: inherit;\">Take out an online loan in Switzerland<\/span><\/h5>\r\n&nbsp;\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1003-outer style-local-2352-c60-outer\">\r\n<div class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1003 style-local-2352-c60 position-relative\" data-colibri-id=\"2352-c60\">\r\n<div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\r\n<div class=\"h-text h-text-component style-1017 style-local-2352-c61 position-relative h-element\" data-colibri-id=\"2352-c61\">\r\n<div class=\"\">\r\n\r\n<span style=\"vertical-align: inherit;\">Simply <\/span>\r\n<a href=\"#kredit-beantragen\"><span style=\"vertical-align: inherit;\">calculate your personal loan<\/span><\/a><span style=\"vertical-align: inherit;\"> now and apply online.<\/span>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; &nbsp; credit for your plans Do you have plans to buy a car or do you need financing for your needs? No matter what your plans are &#8211; we support you with the best conditions. desired amount 12 Months &#8211; Duration 24 Months &#8211; Duration 36 Months &#8211; Duration 48 Months &#8211; Duration [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2355,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":{"footnotes":""},"class_list":["post-2352","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/pages\/2352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/comments?post=2352"}],"version-history":[{"count":0,"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/pages\/2352\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/media\/2355"}],"wp:attachment":[{"href":"https:\/\/www.onlinekredit-schweiz.ch\/en\/wp-json\/wp\/v2\/media?parent=2352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}